Homeowners Insurance
Protection designed around your Florida home, belongings, and personal liability.
Learn more →A relationship-first approach to insurance.
Who we are
Florida insurance guidance, built around conversations.
Florida State Insurance Group, Inc. is structured to help Florida households and property owners work through insurance decisions with clear, plain-language guidance rather than generic promises.
Every conversation starts with your situation — the property, vehicles, or coverage you’re trying to protect — rather than a one-size-fits-all script.
What we help with
Coverage areas we can discuss.
Auto Insurance
Coverage options for the vehicles, drivers, and liability risks in your household.
Learn more →Flood Insurance
Separate protection for flood-related damage that many home policies exclude.
Learn more →Condominium Insurance
Interior features, belongings, liability, and loss-assessment options for Florida condo owners.
Learn more →Boat Insurance
Coverage options for your vessel, equipment, liability, and time on Florida waters.
Learn more →Personal Umbrella Insurance
An added layer of personal liability protection above eligible underlying policies.
Learn more →Meet the team
The people behind Florida State Insurance Group, Inc.
Leadership
Michelle Cyrille
President
Connect with Michelle on LinkedInFlorida State Insurance Group, Inc. personal service starts with understanding the people we serve. Based in Fort Lauderdale, our agency is here to help clients better understand their options, ask the right questions, and approach insurance decisions with greater confidence.
Our approach
How we want every interaction to feel.
Clear, not complicated
We explain coverage in plain language instead of policy jargon, so you always know what a decision actually means.
Personal, not transactional
Conversations start with your situation, not a script — insurance decisions deserve real context, not a generic pitch.
Helpful, not pushy
You get straight answers and honest options, with no pressure to decide before you’re ready.
This is how independent agencies are generally structured to work — explaining options rather than pushing a single product, and staying available after the sale.
Made for Florida
Service shaped by life in Florida.
Coastal weather, flood exposure, and life on the water all shape how we think about coverage.
Storm-aware property guidance. Conversations that account for Florida’s wind, storm, and coastal exposure.
Flood-conscious thinking. Helping property owners understand where flood risk fits into their coverage picture.
Life on the water. Coverage conversations that reflect Florida’s boating and waterfront lifestyle.
A fuller risk picture. Looking across home, auto, and liability exposure together, not in isolation.
How it works
A coverage review conversation, step by step.
Share your situation
Tell us what you own and what you’re trying to protect — a home, vehicle, condo, boat, or a combination.
Review options together
Walk through coverage types, limits, and deductibles in plain language.
Move forward when ready
Start a quote or take time to think it over — there’s no pressure to decide on the spot.
Let’s talk
Ready to start a coverage conversation?
Send a message below, or start a quote if you already know what you’re looking for.
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