Homeowners Insurance
Protection designed around your Florida home, belongings, and personal liability.
Florida coverage. Personal guidance.
Protect whatmatters mostin Florida.
Clear, thoughtful insurance guidance for the homes, cars, condos, boats, and people that make life here special.
✓ Florida-focused service
✓ Clear coverage conversations
✓ Responsive support
Serving Florida communities with local insurance guidance.
Insurance guidanceGrounded in Florida life
Local perspectiveBuilt around Florida considerations
Clear educationUnderstand options and tradeoffs
Responsive supportReal help when you need it
Multiple solutionsCoverage for life on land and water
Insurance for the way Florida lives
Coverage for home, road, coast, and beyond.
Explore common coverage areas, then start a conversation about the options that may fit your situation.
Auto Insurance
Coverage options for the vehicles, drivers, and liability risks in your household.
Flood Insurance
Separate protection for flood-related damage that many home policies exclude.
Condominium Insurance
Interior features, belongings, liability, and loss-assessment options for Florida condo owners.
Boat Insurance
Coverage options for your vessel, equipment, liability, and time on Florida waters.
Personal Umbrella Insurance
An added layer of personal liability protection above eligible underlying policies.
Your path forward
Learn, explore coverage, calculate, then quote.
Learn the basics
Original guides and articles on every coverage type.
Explore resources →Calculate your picture
An educational tool to prepare for an agent conversation.
Try the calculator →Get a quote
Choose a coverage type and share a starting detail.
Start a quote →Talk with the agency
Have questions first? Reach out directly.
Contact us →Made for Florida conversations
Coverage designed around life in Florida.
Coastal weather, flooding, association responsibilities, busy roads, and time on the water can all shape an insurance conversation.
- Homes & condominiumsUnderstand property, belongings, liability, and association considerations.
- Storms & floodingLearn where standard property coverage may end and separate protection may begin.
- Cars & boatsExplore liability and physical damage questions on Florida roads and waterways.
A clearer way forward
From first question to confident next step.
Tell us what matters
Share only the starting details needed for a useful conversation.
Explore your options
Review available choices, limits, deductibles, and important considerations.
Move forward clearly
Move forward with a licensed agent once you’re ready to finalize coverage.
Michelle Cyrille
President
Fort Lauderdale, Florida
A local relationship matters
Insurance feels better when people come first.
Florida State Insurance Group, Inc. personal service starts with understanding the people we serve. Based in Fort Lauderdale, our agency is here to help clients better understand their options, ask the right questions, and approach insurance decisions with greater confidence.
ClarityPlain-language guidance
CareA more personal experience
ConnectionSupport beyond the quote
Client experiences
What clients say about working with us.
Clear communication, professional service, and a more personal approach can make insurance conversations easier to navigate.
The team was professional, responsive, and made the insurance process easy to understand. They took the time to walk through the available options instead of rushing through everything.
Start here
Your next coverage conversation is a few clicks away.
Talk with the agency
Questions are always welcome.
Tell us what you are looking for, and a member of the agency team can follow up.
☎
Phone(954) 800-1038
@
EmailMichelle@fsig.us
✓
Message received
Thanks for reaching out. Someone from the agency will follow up soon.
ℹ
Online message delivery isn’t active yet
This form isn’t connected to the agency yet. For anything time-sensitive, please call (954) 800-1038.