1. Understanding Your Home
Roof age, major system permits, and structural profiles.
Free Homeowner Resource
The Florida Homeowner's Protection Guide
A 37-page educational publication by licensed agent Michelle Cyrille providing practical advice on understanding your home, maintaining key systems, and making confident insurance decisions.
Smart Decisions. Stronger Protection.
What You'll Learn in the 37-Page Guide
Florida homes face a distinctive combination of heat, wind, water, storms, and changing insurance underwriting standards. This comprehensive guide breaks down complex property considerations into clear, actionable advice.
- ✓ How to choose the right homeowners insurance coverage for your Florida home
- ✓ What hurricane, wind, and flood risks Florida homeowners should understand
- ✓ How deductibles, coverage limits, and exclusions can affect your protection
- ✓ Practical ways to prepare your property and reduce potential storm-related losses
- ✓ Questions to ask your insurance agent before choosing or renewing a policy
Core Topics Covered
Seven focused chapters addressing the major property decisions Florida homeowners face.
2. Wind Mitigation
Deck attachment, clips, straps, and opening protection.
3. Roof Considerations
Material lifespan, architectural geometry, and underwriting limits.
4. Smart Improvements
Impact windows, accordion shutters, and secondary water barriers.
5. Policy Anatomy
Dwelling replacement costs, deductibles, and exclusions.
6. Disaster Readiness
Photo inventories, secure document backups, and claims steps.
Instant Access
Request Your Free Guide Copy
Scan the QR code below on mobile or tap the button to access the official guide request form on Jotform.
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